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Privacy Policy |
USAlliance Federal Credit Union
World Wide Web Site
Web Site Rules and Regulations
This Web Site is published for members by the Credit Union which is solely responsible for its content. Because financial decisions are personal and must reflect your unique circumstances, the Credit Union urges you to verify the accuracy and suitability of the material herein.
INFORMATION ON THIS SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, SECURITY, ACCURACY OR NON-INFRlNGEMENT.
Information on this Site may contain technical inaccuracies or typographical errors. Information may be changed or updated without notice. The Credit Union may also make improvements and/or changes in the products and/or the programs described in this site at any time without notice.
The Credit Union does not endorse and is not responsible for the accuracy or reliability of any opinion, advice or statement made through the Site by any party other than the Credit Union. Other than as required under consumer protection law, under no circumstance will the Credit Union be liable for any loss or damage caused by a user’s reliance on information obtained through the Site. It is the responsibility of the user to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through the Site. Please seek the advice of professionals, as appropriate, regarding the evaluation of any information, opinion, advice or other content.
The Credit Union does not want to receive confidential or proprietary information from you through our Site. Please note that any information or material sent to the Credit Union will be deemed NOT to be confidential. By sending the Credit Union any information or material, you grant the Credit Union an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you also agree that the Credit Union is free to use any ideas, concepts, know-how or techniques that you send us for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless
* we ask your permission to use your name; or
* we first notify you that the materials or other information you submit to a particular part of this Site will be published or otherwise used with your name on it; or
* we are required to do so by law.
The Credit Union makes no representations whatsoever about any other web site which you may access through this one. When you access a non-Credit Union web site, please understand that it is independent from the Credit Union, and that the Credit Union has no control over the content on that web site. In addition, a link to a non-Credit Union web site does not mean that the Credit Union endorses or accepts any responsibility for the content or the use of such web site. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature. IN NO EVENT WILL USALLIANCE FEDERAL CREDIT UNION BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEB SITE OR OF ANY OTHER HYPER-LINKED WEB SITE INCLUDING WITHOUT LIMITATION ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
USAlliance Federal Credit Union Trademarks and Service Marks.
The following are registered trademarks and service marks of USAlliance Federal Credit Union, its subsidiaries and affiliates, which may appear in the Credit Union Web Sites:
RealtyLine® Loan MoneyMaxSM
Privacy Statement.
Thank you for viewing our privacy statement.
Visitors to USAlliance Federal Credit Union will remain anonymous. We do not collect personal identifying information about visitors to our Site.
Our servers collect standard nonidentifying information about visits to the Site, such as date and time visited, IP address, city, state, and country. This information is used to compile standard statistics on Site use.
If you have provided personal identifying information via E-Mail (such as name and address), the information will only be used to communicate with you to handle your request. It is not sold or transferred to other parties.
USAlliance Federal Credit Union is commited to protecting your privacy.
Complaints about this Site should be directed to:
USAlliance Federal Credit Union
600 Midland Avenue
Rye, NY 10580
USALLIANCE FEDERAL CREDIT UNION
PRIVACY NOTICE AND DISCLOSURE
USAlliance Federal Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union’s privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union. These practices are followed by the credit union and its affiliate, Affina Brokerage Services, LLC, and therefore this notice will be applied to both.
It after reading this notice you have questions, please contact us at:
(800) 431-2754
or write to:
USAlliance Federal Credit Union
600 Midland Ave.
Rye, NY 10580
Information We Collect About You
We collect nonpublic personal information about you from the following sources:
* Information we receive from you on applications and other forms
* Information about your transactions with us or our affiliate, Affina Brokerage Services, LLC
* Information we receive from a consumer reporting agency
* Information obtained when verifying the information you provide on an application or other forms; this may be obtained from your current or past employers, or from other institutions where you conduct
financial transactions
We may disclose all of the information we collect, as described above, as permitted by law.
Parties Who Receive Information From Us
We may disclose nonpublic personal information about you to the following types of third parties:
* Financial service providers, such
as insurance companies
* Non-financial companies, such as
consumer reporting agencies, check/share draft printers, financial statement publishers, plastic card processors, direct marketers, and government agencies
USAlliance Federal Credit Union and its affiliate Affina Brokerage Services, LLC may also work closely to other products and services to meet member needs. As a result, we may also share your nonpublic personal information with each other as permitted by law.
Disclosure of Information to Parties That Provide Services to Us
In order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements so that we may provide members competitive products and services. We may a so disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.
To protect our members’ privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties.
Disclosure of Information About Former Members
If you terminate your membership with USAlliance Federal Credit Union or its affiliate, Affina Brokerage Services, LLC, we will not share information we have collected about you, except as may be permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
What Members Can Do to Help
USAlliance Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:
* Protect your account numbers, plastic card numbers, PINs (personal identification numbers) or passwords. Never keep your PIN with
your card, which can provide free access to your accounts if your card is lost or stolen.
* Use caution when disclosing your
account numbers, social security
numbers, etc. to other persons. If someone calls you explaining the call is on behalf of the credit union and asks for your account number, you should beware. Official credit union
staff will have access to your information and will not need to ask for it.
* Keep your information with us
current. If your address or phone number changes, please let us know. It is important that we have current information on how to reach you. If we detect potentially fraudulent or
unauthorized activity or use of an account, we will attempt to contact you immediately.
* Let us know if you have questions. Please do not hesitate to call us - we are here to serve you!
USAlliance Federal Credit Union--600 Midland Ave.--Rye, NY 10580
Phone: (800) 431-2754 or (914) 921-0500 Fax: (914) 881-3464
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