For assistance in completing these forms, call toll-free (800) 431-2754 ext. 2320 during business hours. 

 

Uniform Residential Loan Application 

HELOC Application and Initial Disclosures

Home Equity Loan Application

You may return the completed application to: 

USAlliance Federal Credit Union

Attn:  Mortgage Lending

18 Commerce Way, Suite 7100

Woburn, MA 01801

or Fax:  (781) 970-5632  Attn: Mortgage Lending

  

or Email:  Mortgages@USAlliance.org

PLEASE NOTE:  A consumer credit report will be obtained in connection with this application. The name and address of the agency and/or agencies providing the credit report will be furnished upon request. A consumer credit report may also be requested in connection with any update, renewal or extension of the credit for which application is made.

Buying Your Home Settlement Costs and Helpful Info
This booklet contains general information about real estate sale transactions, with an emphasis on the costs to the borrower associated with financed real estate transactions.

Consumer Handbook on Adjustable Rate Mortgages
This handbook conatins information for adjustable rate mortgages.

Rate Lock Policy

This outlines how to lock in your mortgage rate with the Credit Union after your loan application has been approved. There is a fee that must accompany this form in order to rate lock. You can give the Credit Union authorization to withdraw the fee from your account at the Credit Union. Pre-Approval and "No Points, No Closing Cost" loans are not eligible to rate lock.

Cooperative Project Information Form
This form is to be used when applying for a cooperative share loan. It must be complete by the cooperative Board and/or management company and returned to the Credit Union as soon as possible.

FNMA Condominium Affidavit
This affidavit is to be used when applying for a Condominium loan. It must be completed by the Trustees and/or management company and returned to the Credit Union as soon as possible.