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We appreciate your mortgage 
business and look forward 
to working with you. Here are 
some ways to contact 
Mortgage Loan Specialist:

Phone:  (800) 431-2754, opt. 1, ext. 2320

Fax:   (781) 970-5632 Attn: MTG Lending

Mail:   USAlliance Federal Credit Union
  Attn: MTG Lending
  18 Commerce Way, Suite 7100
          Woburn, MA 01801

Welcome to the USAlliance Mortgage Website!

Leaves aren't the only things falling… Just in time for fall house hunting, USAlliance is now offering new LOWER mortgage rates, and there are great terms to choose from:

Home Stretch (5 Year)2.500%2.500%
10 Year2.750%2.996%
15 Year2.990%3.160%
20 Year3.625%3.760%
30 Year3.875%3.973%
Whether you are looking to purchase a new home or refinance your current one, look no further than USAlliance for an affordable low-rate mortgage.

Questions? Speak with a knowledgeable USAlliance Mortgage Specialist at 800.431.2754 X2320.

*APR=Annual Percentage Rate. Advertised rates current as of October 17, 2014 and subject to change without notice. Advertised rates are for no points mortgage products with the exception of the Home Stretch (see disclosure below). Borrower must pay all closing costs. **This special no points, no closing costs offer for first mortgages is available only for owner-occupied primary residences and vacation homes and is subject to change without notice. The following closing costs are the responsibility of the borrower and are not included in this offer: transfer taxes, mortgage taxes, CEMA fee, prepaid interest, escrow funds and FNMA Level Price Adjustments, if applicable. Minimum loan amount is $100,000 and maximum loan amount is $350,000. Maximum Loan to Value (LTV) is 80%. Homeowner’s insurance is required. A non-refundable application fee of $399.00 is due at the time of application. TheUSAllianceHome Stretch Mortgage is for well-qualified borrowers only. TheUSAllianceHome Stretch Mortgage is only available for refinances from other financial institutions. The product is not available on refinancing of existingUSAlliancemortgages.

Whether you are building your home from the ground up or planning to renovate or expand your current one, a construction to permanent loan from USAlliance is a great foundation.

We offer:
One-time closing costs which translates into big savings;
The ability to take advantage of today’s historic low rates by locking in your permanent rate at the time of application;
The same low rate during construction but at interest only;
Financing for "rehab" and brand new homes.
Call us today at 800.431.2754 X2320 for a constructive discussion with a knowledgeable USAlliance mortgage professional.

USAlliance has a NEW dedicated program for first-time home buyers:
If you have never purchased a home before;
If you have not owned a primary residence within the past 3 years.
95% financing WITHOUT Private Mortgage Insurance;
80% first mortgage with your choice of a 15% HELOC or Fixed 2nd Mortgage;
FREE Pre-Qualification
Get pre-qualified today! Call 800-431-2754 x 2320 to speak with one of our Mortgage Loan Professionals.