For most people, buying a home is the biggest investment of a lifetime. It’s an exciting time, but it’s also nerve-wracking, with lots of choices and decisions. That’s why, when it comes to mortgage financing, you want to work with someone you trust.
Use our interactive mortgage calculators to determine your monthly payment, maximum loan value, minimum income estimator, prepayment estimator and whether to prepay or invest.
Experience and Expertise:
USAlliance has been helping people like you manage their finances and attain their dreams for over 45 years. Purchasing or refinancing a home is a big financial step, but we’ll be with you every step of the way.
Whether you’re buying a new home, second home, a retirement home, or refinancing your present home, contact us by e-mail. Our Representatives will offer professional expertise and guidance to help you explore alternatives, evaluate choices and select the right home financing to suit your needs.
USAlliance nationwide service capabilities enable us to process your mortgage request for a 1-4 family house or condominium anywhere in the United States, except Texas.
Accountability, Speed and Responsiveness:
As soon as we receive your completed application, the approval process starts. Generally, the same representative who takes your initial call will be able to originate, process and approve your loan, so you won’t ever get a run-around when you’re trying to check your mortgage status.
For your convenience, you can communicate with us by mail, fax (781) 970-5632, phone (800) 431-2754 ext. 2320 or contact us by e-mail. Mortgage loans are admittedly complex, but we’ll help you sort out the forms and information by cutting through the red tape to speed up and simplify the process.
Many mortgages qualify for automated underwriting, which translates to a faster commitment to you. In these instances, you’ll often get a preliminary decision within the same day, subject to verifications and appraisal.
With competitive interest rates and closing costs, affordability is another important feature of a first mortgage through USAlliance.
Once your mortgage is finalized and you’re happily settled in your new home, we also help to simplify the repayment process. Choose traditional mail payments or time saving automatic payments.
Of course, the most efficient and cost effective payment process is through your personal checking account. When you authorize mortgage payments from your account, we’ll automatically transfer the funds on the 10th so you can earn dividends during the grace period.
There’s no need to track tax due dates or worry about missed deadlines. The Credit Union will provide a dividend-earning escrow account for your property taxes and handle the tax payments for you.
CONTACT US TODAY!
1-800-431-2754 Extension 2320.