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Our Lending Process

We appreciate your mortgage 
business and look forward 
to working with you. Here are 
some ways to contact 
Mortgage Loan Specialist:

Phone:  (800) 431-2754, opt. 1, ext. 2320

Fax:   (781) 970-5632 Attn: MTG Lending

Mail:  USALLIANCE Financial
  Attn: MTG Lending
 18 Commerce Way, Suite 7100
         Woburn, MA 01801
Welcome to the USALLIANCE Financial 
Mortgage Website!

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Get $500 off your closing costs!
30 Year Fixed Conforming and Jumbo

Flexible programs to meet your borrowing needs.


3.50% Rate / 3.585% APR*


3.75% Rate / 3.774% APR*

5/5 Conforming and Jumbo ARMs**

The security and affordability you need.


2.625% Rate / 3.510% APR* 


2.625% Rate / 3.590% APR* 

Construction to Perm Loans

• Great for renovations or building your dream home

• Pick your program- Fixed and ARM options available

There's never been a better time to buy a home!

With rates at historic lows, there's never been a better time to buy a home. Put as little as 3% down with Private Mortgage Insurance, or as little as 5% down with or without PMI. As an added bonus, those who apply between May 1 and June 30, 2016 will qualify for 

$500 off closing costs!***

There's more. We offer:

  • Competitive rates and wide range of programs

  • First Time Home Buyer Programs

  • Fast and free pre-qualifications

  • Knowledgeable professionals to walk you through the entire process

To get started, click the link below to browse through your options, pre-qualify, or apply today! Our mortgage specialists are happy to answer your questions at (800) 431.2754 x2320 during normal business hours.

Learn More


Federally Insured by NCUA | Equal Housing Lender

*APR= Annual Percentage Rate. Advertised rates are accurate as of May 13, 2016. Subject to change without notice.

**Adjustable Rate Mortgages (ARMs) are variable rate loans. For the advertised 5/5 ARM product, the initial rate is fixed for the first five years. At month 61, the interest rate can increase to a minimum of 2% above the initial rate, according to the index plus the margin. See website for more details regarding index and margin.

***Limited Time Mortgage Promotion: To qualify, apply between May, 1 2016 and June 30, 2016.  $500 will be credited to closing costs at time of closing. Offer available only on new purchases for single unit ownership. Mortgage refinancing is not eligible for this promotion. Cannot be combined with any other promotional offer. USALLIANCE reserves the right to end this promotion at any time.

Whether you are building your home from the ground up or planning to renovate or expand your current one, a construction to permanent loan from USALLIANCE Financial is a great foundation. We offer:

One-time closing costs which translates into big savings;
The ability to take advantage of today's historic low rates by locking in your permanent rate at the time of application;
The same low rate during construction but at interest only;
Financing for "rehab" and brand new homes;
Highly competitive rates for fixed rate loans with terms from 10 to 30 years; and
A wide range of ARMs including 5/1, 5/5 and 7/1.
Call us today at 800.431.2754 X2320 for a constructive discussion with a knowledgeable USALLIANCE Financial mortgage professional. You can also reply to this email with your phone number and best time to reach you.